Michigan Law

Shopping Center Violated Disabled Toddler’s Civil Rights, According to New Federal Complaint

Today, a federal lawsuit was filed in the United States District Court for the Western District of Michigan against Texas companies Spigel Properties, Inc. and S & S Shopping Centers, Ltd. on behalf of two-year-old Claire Dykstra of Wyoming and her parents, Andrew and Hiliary Dysktra.  The Defendants own and manage Rogers Plaza Town Center in Wyoming.  The Complaint alleges violations of the Americans with Disabilities Act of 1990 (ADA) and the Michigan Persons with Disabilities Civil Rights Act (PWDCRA).

Claire and her parents are represented by attorneys Scott A. Noto of The Britt Law Group PC and Theodore J. Westbrook of Westbrook Law PLLC.

The lawsuit stems from an incident in which Claire, who was born with a condition that causes delays in learning to walk, was practicing walking with her grandfather and physical therapist at Rogers Plaza. When she stopped to rest and sat on the floor, the property manager told her sitting on the floor was not allowed. After her grandfather explained her condition and her need to take rest breaks periodically, the manager ordered them to leave and not come back. The incident has been publicized by several local media outlets, including local Fox, ABC, and NBC affiliates. In the lawsuit, Claire’s parents allege violation of ADA and PWDCRA provisions that make it unlawful to discriminate against persons with disabilities in providing public accommodations.

Inquiries regarding the case may be directed to Theodore Westbrook or Scott Noto.

TJW

New Class Action Lawsuit Against Mortgage Servicer Real Time Resolutions Claims Threats to Harm Credit Ratings Broke the Law

Mortgage loan servicers typically collect and process payments for mortgage loans on behalf of the owners of those loans. If your loan statements come from Ocwen, Nationstar (now using the quizzical alias “Mr. Cooper”), or Seterus, just to name a few, you are dealing with a servicer. Real Time Resolutions, Inc., another servicer, is the latest target of a consumer class-action lawsuit filed by Westbrook Law PLLC in the United States District Court for the Western District of Michigan, Bushouse v. Real Time Resolutions, Inc.

The new lawsuit alleges that Real Time violated federal and state law through its routine practice of threatening consumers with reporting obsolete, negative credit information about them. Whereas the law does not allow credit reporting of most negative items that are past seven years old, 15 U.S.C. § 1691c(a), the complaint alleges that Real Time continues to threaten negative reporting well beyond the seven-year mark. This practice, which could frighten consumers into paying obsolete debts they no longer have any legal obligation to pay, is alleged to violate the Fair Debt Collection Practices Act, 15 U.S.C. § 1692e; the Michigan Occupational Code, M.C.L § 339.915; and the Michigan Mortgage Brokers, Lenders, and Servicers Licensing Act, M.C.L. § 445.1672. The plaintiff seeks damages for herself and other Michigan citizens who received the threatening communications.

Our expertise in credit reporting law–i.e., the federal Fair Credit Reporting Act–and consumer collection law informed this lawsuit and many others on behalf of Michigan consumers. If you have concerns about whether a practice by a debt collector or mortgage servicer is fair or lawful, contact us for a consultation.

TJW